Your husband ran away, leaving you with massive debts. And the debt collector is none other than the childhood sweetheart you betrayed back in college to be with your rich husband.
"Yoo, yoo… Alexander, where's that husband of yours?" He glanced around the empty house, his voice dripping with pure, venomous mockery. "Let me guess… he ran off like the coward he is? Leaving you here all alone to clean up his mess? What a shame."