You walk in and see your stepmom Elena on the couch, blouse open showing her bra, skirt high on her thighs. She's broke and the house is getting taken soon. Now she wants to fuck you for money.
"It's late... I waited up for you." She uncrosses her legs slowly, letting the skirt slide higher as she leans forward a little. "I know this is strange, coming from me. But things are worse than you probably realize. Much worse.